Calculator for emigrating to Thailand

How much does life in Thailand cost me?

  • Solid facts instead of pub talk.
  • Determining individual needs
  • Check financial stability

For many people in Europe this is Emigrating to Thailand A dream. Are you retired yourself or do you want to retire early? Are you considering emigrating to Thailand because you love the country and its people? As Thailand experts, we understand! We receive inquiries daily about emigrating to Thailand. One fundamental aspect – among many others – is finances. The question often arises: How much does life in Thailand cost me? How high are my monthly overhead? But who knows your expenses better than you?

With the help of our Swiss Helping Point Calculator for emigrating to Thailand You can easily calculate your own financial needs. Give it a try!

Calculate your expenses for Thailand - as of 2026

Course 1 CHF = 40 THB / 1000 THB = 25 CHF

Calculator for emigrating to Thailand

62years

consumer behavior

2per week
1little-
2week(s)
Do you consume stimulants (beer, wine, spirits, tobacco)?
General consumer behavior
Mobile subscription, TV subscription, internet at home, clothes, hairdresser, massage, gifts, tips

Housing situation

What is your rental situation?
CHF300
In Thailand, foreigners generally cannot obtain a mortgage (either a Swiss or Thai partner mortgage).
Number of Rooms
Your Condo Standard
Your house standard

Mobility & Insurance

Will you own a motorcycle?
Will you own a car?

Pension

You can have the form sent to you by email

First Name
Last Name
Reset calculator

Explanations about the calculator

The “Emigrating to Thailand” calculator gives you an overview of the approximate costs you can expect if you emigrate to Thailand.

Despite taking many eventualities into account, it remains an estimate. The only person who truly knows how much money you need is you.

Important:
For example, if you stop working in Switzerland at the age of 60 and decide to to emigrate to Thailand, You should definitely consider inflation. The average life expectancy in Switzerland is 85 years. This means that at the time of your emigration, you should have sufficient savings to allow for flexibility in old age.

If you use the calculator today to calculate your monthly expenses at CHF 1, you will need CHF 800 to 20 in 2 years, assuming constant consumption. Inflation and rising prices are difficult to predict. However, the emerging market of Thailand is expected to continue its strong growth. One Swiss franc was worth 400 baht in July 2, compared to 800 baht three years earlier. This rate/trend can change quickly.

It was less than twenty years ago when Thailand was still advertised as a retirement paradise for 1 euros a month. In principle, this is still possible today, with water, rice, and no spending. But for most people, this is not the dream of a fulfilling retirement life under the Thai sun. For this reason, a solid financial planning necessary, with sufficient reserves for eventualities. 

 

Age:
Age is important when calculating health insurance premiums in Thailand, as these increase significantly with age.

consumer behavior:
Farang food (Western cuisine) is significantly more expensive than Thai food. At the many street food stalls and in markets, you can eat for less than 2 francs. Farang food can easily cost 8 to 16 francs.

Home leave:
Many people would like to visit their friends and family in Switzerland, especially during the European summer. In addition to the flight, the following costs may arise: hotel, car, food, and excursions.

Excursions in Thailand:
Retired people have time and leisure. You'll certainly want to take excursions and explore new beaches and cities. Thailand is easy and relatively inexpensive to travel around, but you should still factor this into your budget.

Luxury goods:
What might be considered sometimes for one person might be often for another. Change the value, play with the different variables. Those who regularly go out and consume alcohol need significantly more money.

Consumption in general:
This item reflects general consumer behavior. This refers to all the small expenses in daily life.

Region of residence:
This is a large financial item and can vary greatly. For example, real estate prices in Phuket have increased fivefold in some areas over the past four years. In Hua Hin and Pattaya, there is currently an oversupply, and prices are significantly lower. These figures correspond to the median average.

Mobility & Insurance:
The insurance prices for a motorcycle and/or a car as well as the maintenance costs are significantly cheaper than in Europe. Health insurance companies in Thailand are one of the biggest cost drivers in old age. The polluter pays principle applies.

Calculator for emigrating to Thailand | Baht | Swisshelpingpoint

Contact

Call now

+66 (0) 2253 8038