Looking back – Successfully emigrating to Thailand Seminar 2026
Swiss Helping Point is hosting its third seminar on "Emigrating to Thailand" – and has surpassed itself this time. The seminar took place on Saturday, May 9, 2026, at Perron Luzern.
Health insurance in Thailand
Tailor-made for Swiss & German customers
Affordable thanks Direct sales
- Over 550 partner hospitals
- Individual premium discounts
- Worldwide Emergency Insurance
- Cashless treatment (direct billing)
Choose your personal protection
Use the filter to find the plan that suits you
Core
Flexible, basic health insurance coverage
- Accommodation THB 5'000
- Coverage THB 1'200'000
- Inpatient care
- Outpatient care
- Emergency room
- Visual aids (optional)
- Dentistry (optional)
- Pregnancy
Select
Meets the criteria for a long-term visa for Thailand
- Accommodation THB 6'000
- Coverage THB 3'000'000
- Inpatient care
- Outpatient care
- Emergency room
- Pregnancy
- Visual aids (optional)
- Dentistry (optional)
Classic
Extended benefits, comprehensive protection
- Accommodation THB 8'000
- Coverage THB 5'000'000
- Inpatient care
- Outpatient care
- Emergency room
- Pregnancy
- Visual aids (optional)
- Dentistry (optional)
Plus
Health insurance More protection, more value
- Accommodation THB 10'000
- Coverage THB 10'000'000
- Inpatient care
- Outpatient care
- Emergency room
- Visual aids
- Pregnancy
- Dentistry (optional)
Prestige
Comprehensive insurance coverage, including dental and vision care
- Accommodation THB 16'000
- Coverage THB 20'000'000
- Inpatient care
- Outpatient care
- Emergency room
- Visual aids
- dentistry
- Pregnancy
Calculate your premium
- Exclusively for Swiss Health Protect customers
- Gift: THB 12,000.- / CHF 299.-
- Comprehensive support for emigrants
The following services are included in Swiss Helpline Premium:
2 hours per year of free premium support and advice from Thailand experts during business hours on the following topics:
- Priority helpline for all expat questions such as visa procurement / extension / troubleshooting, money questions such as account opening, bank handling, Wise / Revolut Account
- Procedures for administrative procedures & responsibilities, information about hospitals
- Car and motorcycle license procurement
- Information on local conditions, contact points
- Advice and support when buying / renting real estate
- Emergency contact for relatives Switzerland / Germany / Thailand
- Secure storage of documents such as living wills, wills, access passwords
- Access to the Swiss Helping Point Thailand Expert Partner Network
- Support and assistance with personal problems
The service is offered by telephone, video call or on-site at the Bangkok office.
Support from 3 Swiss Thailand experts
Salvatore Ialuna
Thailand Specialist
Languages: DE, EN, IT, FR
Lived in Bangkok for 12 years
Health insurance, emigration, marriage visas, opening an account, money transfers, administrative procedures
Sandro Bollardini
Owner & Marketing
Languages: DE, EN
6 months/year Thailand/Switzerland
30 years of Thailand experience
Care partner network
Resort, nursing homes, seminars
Buying/Renting Real Estate, Legal
Beat Amrein
Owner & Managing Director
Languages: DE, EN, FR, TH
6 months/year Thailand/Switzerland
20 years of Thailand experience
Health insurance, visas, marriage, emigration, flight bookings, pension fund, AHV
Swiss Helping Point , in an exclusive collaboration with Pacific Cross, has developed five tailor-made health insurance solutions for Swiss and Germans in Thailand – Swiss Health Protect.
Our mission is to provide comprehensive, accessible, and customized health insurance solutions for Swiss and German citizens in Thailand.
As one of the three largest health insurance providers in Thailand, Pacific Cross stands for reliability, financial stability, customer-oriented service and a diverse range of products.
Together with the Thailand experts from Swiss Helping Point, we present to you the tailor-made health insurance in Thailand for Swiss and Germans.
Accident and health insurance for Thailand
The importance of health insurance in Thailand is equally high for locals and expats. While the country has an excellent healthcare system, good insurance is essential to cover the costs of medical treatment and ensure comprehensive care. Health insurance is especially crucial for expats living in Thailand or spending extended periods there, as they are typically not automatically eligible for state healthcare as foreigners.
As you get older, securing health insurance can become more challenging. Some insurance companies charge higher premiums for older people or exclude certain pre-existing conditions from coverage. Therefore, it's advisable to purchase insurance early to get better rates and more comprehensive coverage before potential health problems arise.
Thailand offers a variety of options for accident insurance. These can include specialized coverage for accidents, disability, or even death due to accidents. Given that Thailand is known for both its busy infrastructure and outdoor activities, accident insurance can be crucial to cover unexpected costs in the event of an accident.
Especially in connection with long-term visas that require health insurance in Thailand, foreigners must ensure they meet the visa requirements. For example, the Non-Immigrant "OA" visa for retirees in Thailand requires health insurance with a minimum level of medical coverage. It is important that the insurance policy meets the visa requirements to ensure a smooth visa application and renewal process.
There are various health insurance options available in Thailand, from local to international providers. Policies vary considerably in terms of coverage, cost, and additional benefits. Some offer worldwide coverage, while others are valid only for medical care within Thailand. It is advisable to thoroughly research the available options and choose the policy that best suits your individual needs and lifestyle. At Swiss Helping Point, we have partnered with Pacific Cross to develop five tailored health insurance solutions specifically for Swiss and German residents.
Overall, taking out health insurance in Thailand is of great importance, especially for expats and the elderly. Comprehensive insurance not only provides financial security in the event of illness or accident, but is also crucial for meeting the requirements of long-term visas and ensuring high-quality healthcare.
Health insurance benefits in Thailand
Since healthcare services in Thailand can vary significantly, good insurance coverage is recommended. Unlike what you may be used to in Switzerland, there is a substantial difference in the quality of treatment in public versus private hospitals in the Kingdom.
In Thailand, there are significant differences between private hospitals and government hospitals, both in terms of the services offered and the costs and overall quality of medical care.
Private hospitals in Thailand:
- Quality and service: Private hospitals in Thailand are known for their first-class facilities, modern technology, and high-quality medical care. They often offer a wider range of specialties and services, including specialists with international training and experience.
- Comfort and privacy: These hospitals prioritize patient comfort and privacy. Rooms are often spacious, well-equipped, and frequently offer more amenities for patients and their families.
- Costs: Medical services in private hospitals are generally more expensive than in government hospitals. Treatment costs may be correspondingly higher due to the higher quality of services and equipment. However, some private insurance companies offer coverage for treatments in these hospitals.
- Customer service: Customer service in private hospitals is often excellent, with a focus on individualized care and prompt handling of administrative matters.
Government hospitals in Thailand:
- Accessibility and costs: Government hospitals are generally more affordable and accessible to everyone, including local residents and foreign visitors. The costs for medical treatments and procedures are significantly lower than in private facilities.
- Patient volume: Government hospitals often have higher patient volumes, which can lead to longer wait times. The number of available beds and facilities may be more limited, which can lead to congestion.
- Quality of care: The quality of medical care in government hospitals can vary. While some large public hospitals have highly qualified staff and adequate facilities, smaller or rural facilities may have more limited resources.
- Insurance coverage: Many insurance companies also offer coverage for treatment in government hospitals, although this may vary depending on the insurance plan.
Overall, private hospitals in Thailand often offer higher quality, better comfort, and faster services, but at higher costs. Government hospitals are more cost-effective, but the quality and availability of resources can vary from facility to facility. The choice between the two often depends on individual needs, budget, and availability.
Which health insurance in Thailand for Swiss and German citizens?
As one of the three largest health insurance providers in Thailand, Pacific Cross stands for reliability, financial stability, customer-oriented service and a diverse range of needs-based products.
Founded in 1971, the Pacific Cross Group has made a name for itself throughout Asia and is represented in Hong Kong, the Philippines, Indonesia and Vietnam, in addition to Thailand.
Swiss Helping Point and Pacific Cross Health Insurance : More than just insurance. Two partners for all of life's situations – for security and personal support every step of the way. Swiss Helping Point and Pacific Cross Health Insurance have been trusted names in Thailand for decades.
We recommend Swiss Health Protect – health insurance for Swiss and German citizens in Thailand. This product is offered by Pacific Cross Health Insurance PCL. Swiss Helping Point is not an intermediary and does not offer product advice. All advice, services, and support for policyholders are provided exclusively by Pacific Cross Health Insurance PCL.
We are happy to assist you with advice and support regarding health insurance in Thailand. Benefit from our expertise, many years of experience, and our strong partner network.
Swiss Health Protect offers individually tailored health insurance for Swiss and Germans in Thailand – strong benefits at fair conditions.
Medical and accident costs, medications and, depending on preference, inpatient or outpatient care, emergency care, dental care, vision aids and pregnancy.
All Swiss Health Protect health insurance products are suitable for applying for a Thailand visa.
Insurance applications can be submitted up to the age of 75. Insurance benefits are valid until the advanced age of 99. A health check is required from the age of 65.
Yes, a maximum of 3 months worldwide.
Cashless treatment means that medical services can be accessed without upfront payment. Billing is handled directly between the insurance company and the hospital or doctor. This eliminates the need for patients to initially pay for treatment themselves.
The specialists and your personal contact person at Pacific Cross are available to you in German and English.
With Swiss Helpline Premium, you gain access to all important information related to Thailand. This includes, in particular: 2 hours of personal consultation and support per year for questions regarding: visas, official procedures, real estate, transport, and emergency assistance.
Contact
Call now
+66 (0) 2253 8038
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